Canadian physicians face unique challenges in financial planning, and insurance plays a critical role. Term insurance offers affordable coverage for early career needs like income replacement, while Par insurance combines lifelong security with tax-efficient wealth-building options. Discover how physicians like Dr. Smith can use Par insurance to enhance their financial strategies and achieve impressive returns. From tax-free benefits to flexible investment options, Par insurance is a powerful tool for wealth creation and estate planning.

Let's face it, a career path from music major to financial planner and now, business consultant and web developer, might raise some eyebrows. You might be thinking, "WT actual F?" (and hey, that's a perfectly valid question). This seemingly erratic journey highlights the power of transferable skills and a relentless pursuit of understanding the "why."

Across all my endeavors, from crafting songs to building financial plans, one core principle reigns supreme: 

Bruce and John are twin brothers but with very different personalities. Bruce is a serious student focused on achievement who excelled at university and was accepted at a prestigious law firm. John is a happy-go-lucky fellow who quit university after first year, became a plumber, and enjoyed hockey and beer with his buddies. They both decided to contribute to RSPs each following their instincts.